If your home sustains damage from weather or an accident, it can be a dispiriting experience. Your home is an investment, and more importantly, it’s a place where you have emotional roots. You want to protect and preserve your home, but sometimes accidents or disasters happen. What can you do in the wake of suffering significant home damage? You need to know your options, so that you can determine the best, cost-effective approach. Here are some of the options you have, and the considerations you should make when repairing a damaged home.
Know Your Home Insurance Policy and How it Can Help
Most crucially in the wake of home damage, you need to understand your home insurance policy. Home insurance policies can vary in how much damage they cover, as well as the sources of damage that they cover. If you live in an area with frequent flooding, a standard homeowner’s insurance policy may not cover flood damage. Secondarily, you should know what type of insurance coverage you have. Does your policy cover the value of your home, or does it cover the value of your home in addition to the cost of rebuilding?
Decide on the Scope of the Rebuilding Project
If your home suffers roof damage during a hail storm, you may need to reshingle part of the roof. You may take this opportunity to reshingle the entire roof, and you may also decide to update the insulation in your attic. The damage caused by an accident or disaster may open the opportunity to make additional repairs or updates to your home. This, of course, will all depend on budget and timeline for the project. You may be able to save money by taking on a home improvement or repair project that you had been meaning to tackle anyway.
Find a Contractor to Work with You on the Rebuild
Finding a good contractor partner will make your life much easier in the wake of a home disaster. A strong contractor partner will work with you to establish a reasonable timeline and project scope when rebuilding your home. Additionally, a strong contractor partner should be communicative and transparent. You need to know what types of costs you can expect, how you’ll cover the cost of rebuilding, and what to do in the case of unexpected areas that need to be addressed. When you find the right contractor, everything gets easier.
JACS General Contracting Has Experience with Home Rebuilds
Sustaining significant home damage is never an easy experience. You probably have lots of questions and concerns in the wake of this event. JACS General Contracting has completed numerous home repairs and home remodels in the DFW area. Our expertise, years of industry experience, and great vendor relationships allow us to offer high-quality work at affordable rates. Plus, our team is courteous, communicative, and transparent with our work. For more information about home rebuilds, or to receive a project quote, contact the JACS General Contracting team at 800-344-1018.